Credit Cards

Whichever UNOFCU credit card is right for you: platinum, classic or secured classic, know that wherever life takes you, Life Takes Visa.

Privateer Platinum


introductory rate for 12 months



 fixed rate after 12 months

Members not approved for our 0.00% card will automatically
be reviewed for a UNOFCU VISA Classic and our VISA Secured Card.*


Visa Classic or Secured


Fixed rate

Come on over for FREE!

Transfer your existing credit card balances to UNOFCU without a fee and reduce your monthly interest charges. Enjoy the low, fixed annual percentage rate, along with ScoreCard Rewards Bonus Points! With every qualifying net dollar you spend, turn your purchases into amazing merchandise, travel or experience rewards.

Along with that and a 25-day grace period on purchases, our credit cards provide:

  • Low Annual Percentage Rates
  • No Annual Fees | No Fee Balance Transfers
  • 25-day Grace Period
  • Worldwide Acceptance
  • Easy Emergency Cash
  • Online Account Management
  • Verified by VISA safeguards your online transactions
  • Real-time Fraud Monitoring
  • 90-day Product Protection
  • Identity Theft Victim Assistance
  • Identity Theft Insurance
  • Payment Card Registration
  • Personal Shopper
  • Price Guarantee
  • Concierge Service
  • Family Medical Information Card
  • warranty services
  • Extended Warranty
  • Warranty Registration
  • Extended Service Agreements
  • Travel & Emergency services
  • Personal Travel Agent Services
  • Auto Rental Insurance
  • Emergency Pet Housing and/or Pet Return
  • Pre-Trip Assistance
  • Prescription & Valuable Document Delivery Assistance 
  • Medical Referral Assistance
  • Emergency Transportation Assistance
  • Emergency Ticket Replacement Assistance
  • Emergency Translation Service & Assistance
  • Lost Luggage Locator Assistance Service
  • Emergency Pet Housing and/or Pet Return
  • Replacement of Corrective Lenses and Medical Devices 
  • Partner Program Discounts
  • Legal Referral Assistance

Visa Credit Card Fees

Annual Fee - VISA Classic Free
Annual Fee - VISA Platinum Free
Balance Transfer Free Cash Advance $1.00 Foreign Transaction 1.00% of each multiple currency transaction in U.S. dollars,
0.80% of each single currency transaction in U.S. dollars
Late Payment Fee $20.00
Returned Payment Fee $25.00
Document Copy Fee $15.00
Emergency Card Replacement Fee $150.00
Card Replacement Fee $10.00
Card Recovery Fee $65.00
Pay by Phone Fee $10.00