Lending Rates

Account Type

Daily Periodic Rate (Open-End Plans)**

APR*

New & Program Auto
-
As Low As 3.990%
Refinanced Autos
-
As Low As 3.990%
Used Autos
-
As Low As 3.990%
Helping Hands
0.0685%
25.00%

Signature

-
As Low As 7.990%
Tuition
0.0240%
8.750%
Savings (Share) Secured
-
3.990%
Salary Advance
0.0493%
18.000%
Major Purchase, Including Older Used Vehicles
-
As Low As 7.99%
Home Improvement
0.0192%
6.990%
Home Equity
-
As Low As 5.50%***
VISA Classic
-
17.99%
VISA Platinum
-
0.00% Introductory Rate****
Goldline (Overdraft)
0.0342%
12.500%

**Late Charge on Open End Plans: If you are more than 20 days late in making a minimum payment, you will pay a late charge equal to 20% of the interest due on the date of the payment.
***Some restrictions apply. $100.00 application fee is required (refundable at loan closing). No transaction or activity fees will be imposed. Closing Costs of up to $400.00 may apply on properties located in Orleans Parish only. Annual Percentage Rate may vary, but will not exceed 18.00% APR. Daily Periodic Rate is 0.015068%. Loan amount is based on equity in home, as well as creditworthiness and income of borrower(s). Advertised rate is effective July 1, 2018 and subject to change on January 1 and July 1 of each calendar year. Please contact our office for additional information
****VISA Platinum Intro APR. After 12 months, APR increases to 9.50%. Subject to approval and creditworthiness. Other restrictions may apply. Please contact our office for additional information.