SAVINGS RATES
Current Savings Rates
Savings Rates as of December 1, 2023
| Account Term | Dividend Rate | APY* | Minimum Balance To Earn Stated APY* |
|---|---|---|---|
| Savings Accounts | 0.10% | 0.10% | $50.00 |
| Christmas Club Accounts | 0.10% | 0.10% | NONE |
| Withheld Pay Accounts | 0.10% | 0.10% | NONE |
| IRA Accounts | 0.50% | 0.50% | NONE |
*APY is the annual percentage yield. Dividend rates are declared quarterly and paid on the first day of each calendar quarter. Dividends were compounded daily and were paid at the above rates. Fees may reduce the earnings on the account. Rates may change after the account is opened. APY is accurate as of the above listed date.
Checking (Share Draft) Accounts
| Account Term | Dividend Rate | APY* | Minimum Balance To Earn Stated APY* |
|---|---|---|---|
| Checking Accounts | 0.10% | 0.10% | $400.00 |
*APY is the annual percentage yield. Dividend rates are declared monthly and paid on the first day of each calendar month. Dividends were compounded daily and were paid at the above rates. Fees may reduce the earnings on the account. Rates may change after the account is opened. APY is accurate as of the above listed date.
Current Certificate Rates
| Account Term | Dividend Rate | APY* | Minimum Balance To Earn Stated APY* |
|---|---|---|---|
| 6 Month | 4.000% | 4.074% | $300 |
| 12 Month (1 Year) | 4.250% | 4.334% | $300 |
| 24 Month (2 Years) | 3.750% | 3.815% | $300 |
| 36 Month (3 Years) | 3.500% | 3.577% | $300 |
| 60 Month (5 Years) | 3.500% | 3.577% | $300 |
*APY is the annual percentage yield. Dividend rates are subject to change at any time. Dividends are paid on the first day of each calendar month. Fees may reduce the earnings on the account. The rate and APY are fixed and will be in effect for the term of the account. The minimum opening deposit for all accounts is $300.00 unless otherwise noted. APY is accurate as of the above listed date and is subject to change at any time. A penalty may be imposed for early withdrawal.