Checking Accounts

Blue & Privateer Checking Accounts

Our Blue Checking and Privateer Checking are specific to members looking for either a checking non-interest-bearing account without fees or those interested in earning interest with a daily minimum balance. 

With both checking accounts, members receive:

  • Unlimited check-writing privileges

  • No additional fees for transactions business at the branch

  • Availability of Courtesy Pay & Overdraft Protection

  • FREE Mastercard® MasterMoney Debit Card

  • Over 20,000 Surcharge-Free ATMs

  • NCUA insured to $250,000

  • Online Check Reorders

Blue Checking

  • Members 18 years and older

  • No Minimum Balance required

  • No monthly service fee with monthly direct deposit or e-Statement enrollment

  • Mastercard® MasterMoney Debit Card

Privateer Checking – Interest Earning

  • Members 18 years and older

  • Earn monthly dividends with daily minimum balance average of $400

  • Mastercard® MasterMoney Debit Card

  • Fees may reduce earnings

Account Dividend Rate APY** Minimum Balance To Earn Stated APY**
Privateer Checking 0.15% 0.15% $400.00

Mastercard® MasterMoney Debit Card

No need to carry your checkbook to access cash or make your purchase. With our Mastercard® MasterMoney Debit Card, simply swipe and sign, and you’re on your way.

  • Fraudulent activity zero-liability protection

  • Daily purchase limit of $2,000 includes up to $500 cash withdrawals

  • Cash access at millions of merchants worldwide, wherever Mastercard is accepted

Travel notifications keep you safe.
Planning on traveling? Let us know ahead of time so we can complete a travel notification on your account. This will protect you from fraud and also insure you have full access to your funds. Give us a call at (504) 280-6496 during normal business hours with all the details.

Take Full Control of Your Debit Card with MyCardRules

MyCardRules is an easy-to-use mobile app that lets you put all kinds of different controls on your debit card.

So, you can manage all of your card transactions right from your mobile device. You get complete control of how, when, where — and WHO uses your cards. Plus, being in control of spending and usage gives you another layer of security — and a little extra peace of mind.

Once enrolled, you can set usage policies on your debit card, including:

  • Transaction notifications

  • Temporary block (if you misplaced your card)

  • International transaction block and more!

Download MyCardRules from Google Play or the App Store today.

Report your Lost or Stolen Debit Card
In either case -- lost or stolen -- call (866) 546-8273 anytime 24 hours a day.