Home Loans

First Mortgage or Refinance

Selecting UNOFCU is the right step toward an affordable home loan. Whether you are purchasing a home or refinancing your current loan, UNOFCU makes the process stress-free and super convenient for our members.

If you are ready to make the move to your dream home or refinance your current one:

  • Apply here will bring you to your application.

  • When you have completed the application, click submit and your information will be reviewed for instant pre-qualification.

  • A Loan Officer will follow up with you and answer all your questions.

  • Income verification is needed for review. Info can be emailed to uno.unofcu.org

Call 1-800-607-3474 for more information.

Pay your UNOFCU Loan HERE

'ZERO’ Closing Cost Home Equity Loans!***

With limits available ranging from $10,000.00 to $100,000.00*, why put off making repairs or taking that fantasy vacation or maybe enhancing our career with additional education?  If you have the equity, you can achieve the dream, whatever it is. And with rates still at historic lows, now is the perfect occasion to pursue your dreams. 

  • Borrow from $10,000 to $100,000***

  • Rates as low as 5.00% APR*

  • No closing costs

  • No transaction or activity fees

  • $100 Application Fee refundable at closing

To apply or for more info, call a UNOFCU Loan Officer at 504.260.6496.

***Some restrictions apply. $100.00 application fee is required (refundable at loan closing). No transaction or activity fees will be imposed. Closing Costs of up to $555.00 may apply on properties located in Orleans Parish only. Annual Percentage Rate may vary but will not exceed 18.00% APR. Daily Periodic Rate is 0.06438356%. Loan amount is based on equity in home, as well as creditworthiness and income of borrower(s). Advertised rate is effective January 1, 2019 and subject to change on January 1 and July 1 of each calendar year, based on the Wall Street Journal Prime Rate. Contact credit union for details.

Pay your UNOFCU Loan HERE