Home Loans


First Mortgage or Refinance

Selecting UNOFCU is the right step toward an affordable home loan. Whether you are purchasing a home or refinancing your current loan, UNOFCU makes the process stress-free and super convenient for our members.

If you are ready to make the move to your dream home or refinance your current one:

  • Apply here will bring you to your application.

  • When you have completed the application, click submit, and your information will be reviewed for pre-qualification.

  • A Loan Officer will follow up with you and answer all your questions.

  • Income verification is needed for review. Info can be emailed to unofcu@unofcu.org.

Call 1 (855) 636-1057 for more information.


'ZERO’ Closing Cost Home Equity Loans!***

With limits available ranging from $10,000.00 to $100,000.00*, why put off making repairs, taking that fantasy vacation, or maybe enhancing your career with additional education? If you have equity, you can achieve the dream, whatever it is. And with rates still at historic lows, now is the perfect occasion to pursue your dreams. 

  • Borrow from $10,000 to $100,000***

  • Rates as low as 9.00% APR*

  • No transaction or activity fees

  • $100 non-refundable Application Fee

***Some restrictions apply. $100.00 application fee is required (non-refundable). Appraisal fee as low as $400.00. No transaction or activity fees will be imposed. Closing Costs of up to $555.00 may apply on properties located in Orleans Parish only. Annual Percentage Rate may vary but will not exceed 18.00% APR. Daily Periodic Rate is 0.02465753%. Loan amount is based on equity in home, as well as creditworthiness and income of borrower(s). Advertised rate is effective January 1, 2024 and subject to change on January 1 and July 1 of each calendar year, based on the Wall Street Journal Prime Rate. Contact credit union for details.