Credit Cards
Whichever UNOFCU credit card is right for you: platinum, classic, or secured classic, know that wherever life takes you, Life Takes Visa.
Privateer Platinum
0.00% - Introductory rate for 12 months
9.50% - Fixed rate after 12 months
Members not approved for our 0.00% card will automatically be reviewed for a UNOFCU Visa Classic and our Visa Secured Card. 0.00% offer only available to members who have not had an open VISA Platinum Card within the past 6 months.
Visa Classic or Secured
17.99% - Fixed Rate
Come on over for FREE!
Transfer your existing credit card balances to UNOFCU without a fee and reduce your monthly interest charges. Enjoy the low, fixed annual percentage rate, along with ScoreCard Rewards Bonus Points! With every qualifying net dollar you spend, turn your purchases into amazing merchandise, travel, or experience rewards.
Along with that and a 25-day grace period on purchases, our credit cards provide:
Low Annual Percentage Rates
No Annual Fees | No Fee Balance Transfers
25-Day Grace Period
Worldwide Acceptance
Easy Emergency Cash
Online Account Management www.ezcardinfo.com
Verified By Visa Safeguards Your Online Transactions
Real-Time Fraud Monitoring
90-Day Product Protection
Visa Credit Card Fees
| Charge | Fee |
|---|---|
| Annual Fee - Visa Classic | Free |
| Annual Fee - Visa Platinum | Free |
| Balance Transfer Free Cash Advance | $1.00 |
| Foreign Transaction | 1.00% of each multiple currency transaction in U.S. dollars, 0.80% of each single currency transaction in U.S. dollars |
| Late Payment Fee | $27.00 |
| Returned Payment Fee | $25.00 |
| Document Copy Fee | $15.00 |
| Emergency Card Replacement Fee | $150.00 |
| Card Replacement Fee | $10.00 |
| Card Recovery Fee | $65.00 |
| Pay By Phone Fee | $10.00 |