Current Savings Rates

Savings (Share) Accounts

Savings (Share) Accounts

Account Term

Dividend Rate

APY*

Minimum Balance To Earn Stated APY*

Savings Accounts
0.15% 0.15%
$50.00
Christmas Club Accounts
0.15%
0.15%
NONE
Withheld Pay Accounts
0.15%
0.15%
NONE
IRA Accounts
0.75%
0.75%
NONE

Checking (Share Draft) Accounts

Current Checking Account Rates

Account Term

Dividend Rate

APY*

Minimum Balance To Earn Stated APY*

Privateer Checking
0.15% 0.15%
$400.00

Share Certificate Accounts

Minimum Opening Deposit:    $300.00
Dividends Compounded:         Monthly
Dividends Credited:                   Monthly
Dividend Period:                        Calendar Month

RATE TYPE: FIXED

Term: Dividend Rate (%) Annual Percentage Yield (%)
6 Month 0.38% 0.38%
12 Month (1 Year) 0.50% 0.50%
24 Month (2 Years) 0.75% 0.75%
36 Month (3 Years) 1.00% 1.00%
60 Month (5 Years) 1.50% 1.51%

*APY is the annual percentage yield. Dividend rates are subject to change at any time. Dividends are paid on the first day of each calendar month. Fees may reduce the earnings on the account. The rate and APY are fixed and will be in effect for the term of the account. The minimum opening deposit for all accounts is $300.00 unless otherwise noted. APY is accurate as of the above listed date and is subject to change at any time. A penalty may be imposed for early withdrawal.