Vehicle Loans

There’s more than one way to get behind the wheel of a new/used vehicle. UNOFCU has a few options that will make purchasing your next vehicle a pleasant experience.

New • Used • Refinance Vehicle Rates

as low as - 4.99% APR*

But before you do anything, the first step should be to get pre-approved by UNOFCU for your vehicle loan. That way, you know exactly what your budget can afford, and that will put you in the driver’s seat of your purchase negotiations.

Get READY . . . Get SET . . . GO!

Our members have several options in addition to visiting the showroom to find their next car. Plus, you can shop 24 hours a day, 7 days a week, when it’s convenient for your schedule!

* APR=Annual Percentage Rate. Term of loan may vary based on amount financed. Rate not to fall below 4.99% APR. All loan approvals are based on standard underwriting guidelines and/or automated credit-scoring benchmarks. Loans rates are subject to change without notice. Excludes auto loans currently financed with UNOFCU. Payments may vary with insurance and/or warranty additions. Loan Example: $20,000 borrowed at 4.99% APR for 60 months = approximate monthly payments of $377.33

Shop for Lower Payment Loans

Look of a Lease; Feel of Ownership
If you’re looking for the low monthly payments of a lease without the restrictions and hidden costs, this program is for you. You will OWN your vehicle and can easily upgrade, refinance, or change your vehicle every couple of years. DrivingSense™ is a perfect alternative to traditional car buying.

Get a DrivingSense Loan Quote

Understanding Borrower Benefits
  • Lower monthly payments: on average, 30-45% less than conventional financing.
  • Actual ownership of the vehicle.
  • New or used vehicles up to 5 calendar years old qualify (may vary).
  • No or low down payment - even the taxes and registration fees can be included in the payment plan.
  • Flexible terms: 24 to 72 months (may vary).
  • Mileage plans for various driving habits - select 7,500, 10,000, 12,000, 15,000 or 18,000 miles per year (may vary).
  • No pre-payment penalties or early termination fees.
  • Flexible loan options.
  • At any time: trade-in, sell, or refinance.
  • At loan maturity: trade-in, sell, refinance, or return the vehicle and walk-away.
  • Enables you to easily upgrade and/or change your vehicle every couple of years.
  • Minimize cash outlay on a depreciating asset - leaves money for better uses, such as other purchases or investments.

Build a Vehicle

OR

Get Quote by VIN

Multiple body styles match this VIN. Select the one you want to use for your quote:

Select Your Loan Term

Term Length DrivingSense Conventional Loan
Amount Financed $00,000.23
Customize My Payment
Annual Mileage
Optional Equipment
Standard Equipment

Save Your Quote and Find Your Next Vehicle

Enter your info to browse local inventory & unlock personalized financing options.

This will submit a test lead that will not be transmitted to AFG.

By submitting your request, you will receive a quote by email and will create a user account for Auto Link.

We notice you already have an account for Auto Link. Would you like to get a login link sent to your email or continue to search for vehicles without logging in?

Find your Next Vehicle

Everything you need to get behind the wheel of your next vehicle is here! Our car buying tool is the convenient online way to shop, research, test drive, and apply for a loan.

Enterprise Car Sales

Low-mile vehicles. Extra miles service.
You’ve heard of them and perhaps rented a vehicle from them. Now our partnership program lets you purchase from them and finance through us. Search their nationwide inventory of vehicles added daily!