Vehicle Loans


There’s more than one way to get behind the wheel of a new/used vehicle. UNOFCU has a few options that will make purchasing your next vehicle a pleasant experience.

New • Used • Refinance Vehicle Rates

as low as - 3.99% APR*

But before you do anything, the first step should be to get pre-approved by UNOFCU for your vehicle loan. That way, you know exactly what your budget can afford, and that will put you in the driver’s seat of your purchase negotiations.

Get READY . . . Get SET . . . GO!

Our members have several options in addition to visiting the showroom to find their next car. Plus, you can shop 24 hours a day, 7 days a week, when it’s convenient for your schedule!

* APR=Annual Percentage Rate. Term of loan may vary based on amount financed. Rate not to fall below 3.99% APR. All loan approvals are based on standard underwriting guidelines and/or automated credit-scoring benchmarks. Loans rates are subject to change without notice. Excludes auto loans currently financed with UNOFCU. Payments may vary with insurance and/or warranty additions. Loan Example: $20,000 borrowed at 3.99% APR for 60 months = approximate monthly payments of $368.23


Shop for Lower Payment Loans

Look of a Lease; Feel of Ownership
If you’re looking for the low monthly payments of a lease without the restrictions and hidden costs, this program is for you. You will OWN your vehicle and can easily upgrade, refinance, or change your vehicle every couple of years. DrivingSense™ is a perfect alternative to traditional car buying.


Find your Next Vehicle

Everything you need to get behind the wheel of your next vehicle is here! Our car buying tool is the convenient online way to shop, research, test drive, and apply for a loan.


Enterprise Car Sales

Low-mile vehicles. Extra miles service.
You’ve heard of them and perhaps rented a vehicle from them. Now our partnership program lets you purchase from them and finance through us. Search their nationwide inventory of vehicles added daily!