Lending Rates

*APR; Annual Percentage Rate. Rates and terms based on credit criteria and may change based on LTV, term, credit and relationship with UNOFCU. Assuming a $25,000 loan amount, a 5-year term, and an 4.99%APR, you would make 60 monthly payments of approximately $471.68.
**Late Charge on Open End Plans: If you are more than 20 days late in making a minimum payment, you will pay a late charge equal to 20% of the interest due on the date of the payment.
***Some restrictions apply. $100.00 application fee is required (non-refundable). No transaction or activity fees will be imposed. Appraisal fee of as low as $400.00. Closing Costs of up to $555.00 may apply on properties located in Orleans Parish only. Annual Percentage Rate may vary, but will not exceed 18.00% APR. Daily Periodic Rate is 0.02465753%. Loan amount is based on equity in home, as well as creditworthiness and income of borrower(s). Advertised rate is effective January 1, 2024 and subject to change on January 1 and July 1 of each calendar year. Please contact our office for additional information.
****VISA Platinum Intro APR. After 12 months, APR increases to 9.50%. Subject to approval and creditworthiness. Other restrictions may apply. Please contact our office for additional information.