Now through December 18, 2026
APPLY NOW!
Payroll Deduction/Automatic Debit/Direct Deposit Payments Available
Must be a Member in Good Standing
Last 2 pay stubs required with Online Application
Allow 14 business days for a response
$25.00 Non-refundable Loan Processing Fee Due with Application Submission
Applying is EASY!
Complete, save and submit the application, including the Debt Protection (DP) App and your 2 pay stubs to loans@unofcu.org, OR…
Print your application & DP App, complete, and return by mail or in person with your 2 pay stubs.
Directions to submit via Home Banking
Once you have completed, signed & saved your online app/DP App on your computer, sign in to Home Banking.
Go to upper right-hand Navigation Bar and select the 2nd Icon (Conversation Bubbles).
Next, select Secure Message, then Create Message.
From there, you will upload your completed app, including the Debt Protection (DP) App and your 2 Paystubs.
For Direct Deposit: If you do not already have direct deposit, you may set it up as a full or partial direct deposit with your employer. All you will need is our UNOFCU Routing Number: 265076329 and your 6-digit member number.
Security Freeze Release: If you have placed a security freeze on your credit with Experian, Equifax, or Trans Union, be sure to release it prior to sending in your Holiday Loan request.
If you have any questions, please call us at (504)280-6496 or email us at unofcu@unofcu.org.